Workers' comp premium-audit prep for construction companies

Prepare a clean workers' comp audit packet — without the last-minute scramble

Workers Comp Audit Prep helps contractors gather the right records, reconcile payroll, track subcontractor COIs, and organize a packet for the audit.

  • Built for contractors with employees, subs, and messy records
  • Spreadsheet-led workflow with a lightweight app layer
  • Focused on organization, reconciliation, and packet-building

If your audit prep currently lives in email threads, spreadsheets, and missing COIs, you are not alone

Workers' comp premium audits are routine. The scramble around them should not be.

Most small construction businesses know they will be asked for payroll records, tax forms, subcontractor documentation, and business details. The hard part is getting everything into one place, explaining the numbers clearly, and spotting missing proof before the auditor does.

  • You are not sure exactly which records to gather first
  • Payroll reports, 941s, W-2s, 1099s, and ledger totals do not line up cleanly
  • Subcontractor certificates of insurance are missing, scattered, or expired
  • Owner/officer payroll is hard to explain quickly
  • You need a packet the auditor can actually follow

Built for the people who actually have to get the audit ready

Different businesses hand audit prep to different people. This site supports all three common buyers and users.

Owners and operators

Get organized quickly, see what is missing, and stop the audit from turning into a last-minute fire drill.

See the owner page

Office managers and admins

Use checklists, trackers, and packet structure to gather the records and keep the process moving.

See the office manager page

Bookkeepers and controllers

Reconcile payroll, explain differences, and support the audit with cleaner backup.

See the bookkeeper page

A simple workflow for a messy process

1
Gather the records

Use the checklist to collect payroll, tax, subcontractor, and business records in the right order.

2
Reconcile the numbers

Crosswalk payroll reports against 941s, W-2s, 1099s, and other records so you can explain differences clearly.

3
Track subs and COIs

See which subcontractor payments have matching proof, which COIs are expired, and which vendors need follow-up.

4
Build the packet

Organize the final packet with a worksheet index and a clean folder structure the auditor can review.

5
Review the result

Compare your prep numbers to the audit result and track any clarifications or questions.

Start where you need to start

Free Checklist
A printable checklist of the records commonly requested during a workers' comp premium audit.
Free
  • Printable document checklist
  • Record categories explained
  • Good starting point before buying
Download Free Checklist
Audit Packet Builder
Annual web app for intake, uploads, prefill, missing-item flags, and packet export.
$199/year
Annual subscription
  • Intake questionnaire + personalization
  • Document upload + extraction
  • Missing-item flags and alerts
  • Prefilled workbook export
  • Organized packet ZIP export
  • Reusable projects year to year
See Audit Packet Builder

Why construction is the starting point

Construction audits tend to get harder faster. Subcontractor payments, certificates of insurance, mixed job duties, and owner/officer payroll can all create follow-up questions.

A generic checklist is usually not enough. That is why the first version of Workers Comp Audit Prep is built around construction workflows first.

  • Subcontractor-heavy businesses
  • Owner/operators who also work in the field
  • Mixed crews and changing duties
  • COI collection and expiration tracking

Not a payroll platform. Not a broker blog. Not legal advice.

Workers Comp Audit Prep is a focused audit-prep system. It helps you:

Organize the documents

Know what to gather and where each record belongs in the packet.

Reconcile the numbers

Compare payroll, tax forms, and ledger records before the auditor does.

Track missing proof

See which COIs are expired, which vendors need follow-up, and what is still outstanding.

Build and review the packet

Assemble a clean packet with an index, then review the final audit result.

Frequently asked questions

No. Workers Comp Audit Prep is an audit-prep and organization system. It helps you gather records, reconcile numbers, and build a clean packet.

Yes. The kit is designed to help even when the audit is already in progress, though earlier is always better.

Construction is the main wedge and the Construction Kit is the hero offer. There is also an SMB Edition for lighter audit cases.

Yes. Many customers will gather records internally and then review the packet with a bookkeeper or accountant.

Audit Packet Builder personalizes the kit, supports document uploads, prefills key tabs, and exports a packet ZIP.

No. The workbook remains the core output. The app is the convenience layer.

Product support only: downloads, access, workbook usage, and basic troubleshooting.

Yes. The free checklist is the best starting point if you want to see the workflow before buying.

Get organized before the auditor asks for the next thing

Start with the Construction Workers' Comp Audit Prep Kit if you need the full workflow now. If you are still gathering your bearings, start with the free checklist.