For office, retail, restaurant, janitorial, and service businesses with lighter audit prep
A simpler workers' comp audit prep kit for small businesses
Choose SMB Edition when you need a cleaner workbook, checklist, and packet structure without the heavier subcontractor and COI workflow built for contractors.
- Built for office, retail, restaurant, janitorial, and service-business cases
- Covers the core workbook, checklist, and packet tools without the heavier contractor setup
- Easy to step up to the Construction Kit if the file turns out to be more complex
What this kit helps you do
- Gather the core payroll, tax, and business records in a cleaner order
- Reconcile payroll totals before the audit review starts
- Build a simpler packet with a front-page index and folder structure
- Keep review notes and follow-up questions visible after the audit result arrives
- Add optional vendor or COI support only when the file actually needs it
What is in the download
The SMB Edition keeps the same workbook-led structure but marks the heavier contractor-specific tools as optional.
SMB workbook (.xlsx)
The main working file for Start Here, checklist, payroll reconciliation, packet index, and review follow-through.
Quick Start PDF
A short usage-order guide so you can move from intake to packet assembly without guessing where to begin.
SMB document checklist PDF
A printable list of the payroll, tax, and business records commonly needed in lighter audit-prep cases.
SMB audit prep guide PDF
The longer reference guide for organizing records, reconciling totals, and building a cleaner packet.
Call script + templates PDF
Copy-ready language for record requests, clarification follow-up, and internal coordination.
Editable email templates DOCX
Word-format versions of the request and clarification emails so you can customize and send quickly.
Review + dispute guide PDF
A worksheet-driven walkthrough for comparing your prep to the final audit result and logging follow-up.
Packet folder template ZIP
A starter folder tree for policy details, payroll support, tax forms, GL support, and clarifications.
Sample screenshots PDF
Reference visuals that show what the SMB workbook and packet structure can look like with fictional data.
See what you are getting
These previews use the same fictional-data screenshots that ship inside the paid SMB bundle.
Workbook overview
A lighter workbook layout that still follows the same Start Here -> checklist -> reconciliation -> packet -> review sequence.
Payroll reconciliation sample
A cleaner payroll view for lighter cases where the goal is reconciling totals before the audit review.
Packet index sample
A front-of-packet roadmap that helps keep the lighter file set organized and easy to follow.
Folder structure sample
The included starter ZIP keeps policy records, payroll support, tax forms, and clarifications grouped cleanly.
Choose SMB Edition when the file is lighter
Best fit
- Office and light-service businesses
- Restaurant and retail cases with fewer subcontractor issues
- Janitorial or service businesses not needing the full construction setup
- Businesses wanting a lower-cost, workbook-led starting point
Choose the Construction Kit instead if
- Subcontractors or COIs are central to the audit
- Owner/officer payroll needs separate support
- Job-duty documentation is likely to matter
- You want the heavier contractor workflow from the start
Still unsure?
If you are a contractor or expect subcontractor and COI follow-up, start with the Construction Kit. SMB Edition is for genuinely lighter files.
Frequently asked questions
Is this just a checklist?
No. It is a full workbook-led system with Quick Start guidance, packet tools, and review follow-through.
What do I get right after purchase?
You get immediate access to the full SMB bundle ZIP, plus account-linked re-downloads with the same purchase email.
Can I upgrade later?
Yes. You can move from the SMB Edition to the Construction Kit or add the app later if the workflow grows more complex.
Who should skip this and buy the Construction Kit first?
Contractors using subcontractors, tracking COIs, or dealing with owner/officer and job-duty complexity should usually start with the Construction Kit.
Choose the lighter kit only if your audit really is lighter
Buy SMB Edition when the audit is genuinely lighter. If subcontractors, COIs, or contractor payroll questions are likely to matter, go straight to the Construction Kit.