Roofing contractors
For roofing files where proof tracking, vendor follow-up, and COI pressure build fast.
Learn more →For contractors
Workers' comp audit prep for contractors
If your audit prep involves subcontractors, COIs, mixed roles, owner/officer pay, and field-work documentation, you need a construction-first workflow.
Trade-specific overview
Contractor audits usually get harder because payroll is only one part of the story. You may also need to organize subcontractor records, certificates of insurance, mixed-duty explanations, and owner/officer support.
That is why Workers Comp Audit Prep starts with construction rather than a generic small-business workflow.
What makes audits harder for contractors
- Subcontractor payments and COIs often live in different folders or systems
- Mixed roles make job-duty explanations harder
- Owner/operators may also work in the field
- Records are often spread across payroll, bookkeeping, and project workflows
Common requested documents for contractors
- Payroll summaries and payroll journals
- 941s, W-2 summaries, and 1099 summaries where applicable
- Subcontractor vendor list and amounts paid
- Certificates of insurance and related proof
- Owner/officer payroll support
- General ledger or other payment records that may need explanation
Common contractor pain points
- Missing or expired COIs
- Owner/officer payroll that is hard to explain quickly
- Mixed duties and changing crews
- No packet order when the auditor asks for backup
Recommended packet contents
- A checklist for gathering the main record groups
- A reconciliation view for payroll and tax support
- A subcontractor and COI tracker
- A packet index and folder structure
- A review workflow for final audit results
Related trade and audit guides
More trade and workflow pages
Construction Kit
The full contractor workflow with the workbook, COI tracking, packet tools, and review support.
Learn more →Contractor audit prep
Use this when subcontractors, COIs, mixed duties, and owner/officer questions are part of the file.
Learn more →Subcontractor COIs
Organize vendor proof, expiration dates, and follow-up before missing COIs become the whole story.
Learn more →Landscaping contractors
For seasonal crews, mixed duties, and changing subcontractor support.
Learn more →1099 subcontractors
Keep vendor payments, proof, and notes tied together before the audit questions stack up.
Learn more →Important scope note
Trade-specific prep is still prep — not advisory treatment.
Use these pages to organize records, explain mixed duties, and prepare a cleaner audit file. They do not provide legal, tax, or binding classification advice.
Most contractors should start with the Construction Kit
That keeps the recommendation simple: use the Construction Kit if subcontractors, COIs, mixed roles, and owner/officer questions are part of the audit story.